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Car insurance with an agent
Choosing car insurance can be complex. Our local, licensed insurance agents can help. Call us today! 800-835-0894
We can help you find the best car insurance
Comparion's local, licensed agents know the insurance world inside out. They will guide you through the complex process of finding the right car insurance coverage - and help you save money, too!
Quote with an insurance agent
Do I need car insurance?
More than likely, yes. Most states require car insurance and typically have minimums required for the following coverages:
- Bodily injury liability
- Medical payments
- Property damage
- Uninsured motorist coverage
If you lease or finance a car, you may be required to add Comprehensive and Collision insurance to your policy so you're fully covered. Not sure where to start? Let a Comparion car insurance agent help you find the best car insurance coverage on the market.
Start a quoteHow do I start working with an agent?
With Comparion, getting a car insurance quote with an agent is quick and easy. Start a car insurance quote with just your name, address, email and phone number, and an insurance agent near you will give you a call to finish the process.
Want to have a conversation first? Find an agent near you and schedule time to talk. We have agents all over the country who are ready to work with you and recommend coverage options that best protect you and your vehicle.
When you speak to an agent about car insurance, it will help to have these items available:
- Home ZIP Code
- Driver's license information
- Make, model and year of your car
- Vehicle Identification Number (VIN)
- Approximate miles on your vehicle
Our agents will help you understand what coverages are required and recommended, and do their best to save you money on car insurance, too.
Why should I buy car insurance through an agent?
Personalized advice
When you choose to work with a car insurance agent, you gain access to an expert insurance professional who can tailor coverages to your unique needs and budget. Our agents act as your personal advocates, simplifying complex car insurance terminology, and ensuring you get the right coverage.
Discounts and time savings
Our agents save you time by comparing multiple car insurance carriers for you, while also uncovering potential discounts and bundling options that you may not have known about.
Local knowledge
Our local insurance agents understand regional factors that can affect your car insurance needs. Worried about hail or flooding? Our agents will help make sure you're covered.
Access to multiple car insurance carriers
Our agents can quote with multiple car insurance companies, giving you a wide range of options.
Peace of mind
Having a trusted advisor for your car insurance needs provides peace of mind, knowing you have someone to turn to for guidance. They'll also periodically review your coverages and help you adjust them overtime as your needs change.
Does car insurance cost more with an agent?
Using an agent to shop for car insurance doesn't cost extra. In fact, our agents will try to find you the best coverage at the lowest price that works for your budget. Car insurance costs tend to be more dependent on factors such as your driving record, the state you live in, how often you drive, the amount it would cost to repair your vehicle and whether or not your car has safety features.
Which car insurance offers the best value for me?
Local, licensed Comparion agents can quote with many reputable insurance companies to help you find the right car insurance policy with the best value by comparing coverages, deductibles and more.
FAQs about car insurance
Insurance pricing is complex, but in general you should be able to lower your rate by driving safely, lowering your deductible, changing your payment options, bundling your other insurance policies with the same carrier, asking about discount programs that insurers offer. Staying with a carrier for a few years also helps as you get rewarded for longevity!
Several factors could influence your rate, including but not limited to the cost to repair your car, miles driven per year, safety features on your car and details about you like your driving history and whether you own a home. In some states, your credit score could also be a factor.
There are two big areas of coverage on your auto policy: medical and physical damage. Both are important and you want to make sure you have the best coverage you can afford. Sometimes saving a few dollars in the short run can cost you a lot of money in the long run. A Comparion agent can help you find the best policy for you.