Device insurance with an agent

What is electronic device insurance?

Electronic device insurance, or simply "electronic insurance," is a specialized coverage designed to protect you financially if something happens to your phone or other insured device. These policies often extend coverage beyond limitations of manufacturer warranties. Electronic insurance can cover things like accidental damage, theft, loss, and other unexpected incidents.

What devices does electronic insurance cover?

Electronic insurance can typically cover a wide range of devices. While specific coverage can vary between insurance companies, the following devices are commonly covered:

• Smartphones
• Tablets
• Laptops
• Smartwatches
• Headphones
• Digital cameras
• Fitness trackers
• Gaming consoles

If your device is not listed here, that doesn't mean it can't be covered. Most policies can be customized and tailored to your individual needs. Our agents can help you figure out which electronic device policy is right for you.

Find an agent near you or start a quote.

How do I start working with an agent?

Getting an electronic device insurance quote with an agent is quick and easy. Start a quote with just your name, address, email, and phone number, and an insurance agent near you will give you a call to finish the process.

Want to have a conversation first? Find an agent near you and schedule time to talk. We have agents all over the country who are ready to work with you and recommend coverage options that best protect you and your device.

What does mobile phone insurance specifically cover?

Insurance coverage for your cell or smartphone typically covers scenarios like:

• Accidental damage
• Liquid damage
• Theft and loss
• Cracked screens
• Malfunctions

Some policies may also cover accessories like chargers and headphones, and losses that occur internationally outside your home country. It is best to talk to an agent to understand all your options and what's exactly covered, and not covered, under the policy you choose.

How much is electronic device insurance?

The cost of electronic device insurance varies significantly based on factors like type of device, the insurance provider, and coverage options. Your deductible and additional customization like extended warranties, international coverage, or adding on accessories can also impact your premium. It's best to get multiple quotes from an agent to weigh your options.