Flood insurance with an agent

What is flood insurance?

Flood insurance is a specialized type of insurance designed to protect you financially against damage caused by flooding events, including heavy rain, melting snow, storm surges, river overflow, and some other natural disasters.

Most standard property insurance policies like homeowners, condo, and renters typically exclude coverage for floods, so it's important to carry an additional flood policy if your home is at risk. Our insurance agents can help you understand your flood risk and make sure you have enough protection.

Is flood insurance required?

It depends on your location. If you live in a high-risk flood zone, as determined by the Federal Emergency Management Agency (FEMA), your mortgage company will likely require you to purchase flood insurance.

Additionally, if your lender is federally regulated or insured, they may also require flood insurance. These mandates are in place to protect both you as the property owner, and the lender from financial losses that can occur because of a flood.

Our insurance agents can assess where you live, your flood risk, and other considerations when quoting flood insurance policies.

How do I start working with an agent?

With Comparion, getting a flood insurance quote with an agent is quick and easy. Start a flood insurance quote with just your name, address, email, and phone number, and an insurance agent near you will give you a call to finish the process.

Want to have a conversation first? Find an agent near you and schedule time to talk. We have agents all over the country who are ready to work with you and recommend coverage options that best protect you and your home.