Motorcycle insurance with an agent

What types of insurance coverage is available for motorcycles?

While many types of coverage for motorcycles are like traditional car insurance, you will usually have additional options to choose from that address the unique needs of motorcycle owners.

Just like with car insurance, you can get coverages like liability, collision, and comprehensive. Motorcycle insurance also offers additional options to address unique needs of motorcycle owners.

Depending on the carrier, you may have options to add coverage for things like:

• Custom parts
• Accessories like electronics
• Your protective gear
• Roadside assistance tailored to motorcycles
• Gap insurance specific to motorcycle loans or leases may also be available

These additional coverages allow you to customize your policy and ensure that your motorcycle is adequately protected in various situations. Our insurance agents can help you understand these options and get you multiple motorcycle insurance quotes from several insurance companies.

Is an e-bike considered a motorcycle when it comes to insurance?

An e-bike (electric bike) is not typically considered a motorcycle when it comes to insurance. E-bikes are generally classified as bicycles with an electric motor, and their insurance requirements and coverage options differ from those of motorcycles.

Insurance for e-bikes is often categorized under bicycle insurance or specialized electric bicycle insurance. These policies are designed to cover the unique risks associated with owning and riding an electric bike, including theft, damage, and liability.

Keep in mind that an e-bike's size, power, and maximum speed can make a difference when it comes to choosing what type of insurance to get. Your state may also have specific requirements.

Additionally, some regular home insurance policies may offer coverage for electric bikes as well, so it's worth exploring your existing policies to see if they provide any coverage.

Our insurance agents can help you understand your options when it comes to insuring your electric bike and get you multiple quotes.

Keep in mind that an e-bike's size, power, and maximum speed can make a difference when it comes to choosing what type of insurance to get. Your state may also have specific requirements.