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Motorcycle insurance with an agent
Choosing car insurance for your motorcycle or e-bike can be complex. Our local, licensed insurance agents can help. Call us today! 800-835-0894
We can help you find the best motorcycle insurance
Comparion's local, licensed agents know the insurance world inside and out. They will guide you through the complex process of finding the right motorcycle insurance coverage (or other types of motorized bikes) - and help you save money, too!
Quote with an insurance agent
What types of insurance coverage is available for motorcycles?
While many types of coverage for motorcycles are like traditional car insurance, you will usually have additional options to choose from that address the unique needs of motorcycle owners.
Just like with car insurance, you can get coverages like liability, collision, and comprehensive. Motorcycle insurance also offers additional options to address unique needs of motorcycle owners.
Depending on the carrier, you may have options to add coverage for things like:
- Custom parts
- Accessories like electronics
- Your protective gear
- Roadside assistance tailored to motorcycles
- Gap insurance specific to motorcycle loans or leases may also be available
These additional coverages allow you to customize your policy and ensure that your motorcycle is adequately protected in various situations. Our insurance agents can help you understand these options and get you multiple motorcycle insurance quotes from several insurance companies.
Start a motorcycle insurance quoteIs an e-bike considered a motorcycle when it comes to insurance?
An e-bike (electric bike) is not typically considered a motorcycle when it comes to insurance. E-bikes are generally classified as bicycles with an electric motor, and their insurance requirements and coverage options differ from those of motorcycles.
Insurance for e-bikes is often categorized under bicycle insurance or specialized electric bicycle insurance. These policies are designed to cover the unique risks associated with owning and riding an electric bike, including theft, damage, and liability.
Keep in mind that an e-bike's size, power, and maximum speed can make a difference when it comes to choosing what type of insurance to get. Your state may also have specific requirements.
Additionally, some regular home insurance policies may offer coverage for electric bikes as well, so it's worth exploring your existing policies to see if they provide any coverage.
Our insurance agents can help you understand your options when it comes to insuring your electric bike and get you multiple quotes.
Keep in mind that an e-bike's size, power, and maximum speed can make a difference when it comes to choosing what type of insurance to get. Your state may also have specific requirements.
Find an agent near you or start a quote.Why should I use an insurance agent to buy motorcycle or e-bike insurance?
Personalized advice
Buying insurance for a motorcycle or e-bike can be less straightforward than buying traditional car insurance. The variety of motorcycles and e-bikes, specialty coverage options, and regional regulations contribute to the complexity of finding the right insurance for your bike.
Access to multiple insurance carriers
Our agents can be your guide in navigating your options, and get you quotes from multiple carriers. They can do the work of finding you a policy for your budget.
How do I start working with an agent?
Getting a motorcycle or e-bike insurance quote with an agent is quick and easy. Start a quote with just your name, address, email, and phone number, and an insurance agent near you will give you a call to finish the process.
Want to have a conversation first? Find an agent near you and schedule time to talk. We have agents all over the country who are ready to work with you and recommend coverage options that best protect you and your motorcycle or e-bike.
Start a quoteFAQs about motorcycle insurance
In general, motorcycle insurance tends to be less expensive than car insurance. But keep in mind that the cost of motorcycle insurance varies widely based on factors like the driver's age, experience, the make and model of the motorcycle, the coverage option selected, and where the motorcycle is primarily ridden and stored.
It's recommended to get multiple quotes from different insurance companies. Our agents can do this for you, saving time and money.
For an electric bike, you'll generally want two types of insurance coverage: liability insurance and theft insurance.
Liability Insurance: This type of insurance covers any bodily injury or property damage that you may cause while riding your electric bike. It is important to have liability insurance to protect yourself financially in case of any accidents involving third parties.
Theft Insurance: Electric bikes can be an attractive target for thieves due to their high value. Having theft insurance coverage can help you recover the cost of your bike if it gets stolen.